简述不同年龄领社安退休金的优劣
在美国，1960年以后出生的，到67岁才是正式的退休年龄，除了有缴纳FICA的税金外，工作时间必须有10年或40点数才有资格申请社安(Social Security)退休金。有些民众，因为某些原因象身体状况或是家族平均离世较早等，想提前到62岁就退休，离67岁还有5年，那每月金额差别多少呢？申报退休后每月一旦领取社安退休金，其金额是固定一辈子的，但生活指数上涨(Cost of Living)有可能会增加金额。提前在62岁退休社安退休金会减少30%，也就是说只可以拿到70%的正常退休金额，63岁退休可以拿到75%，逐年增加，到了65岁的时候，大致拿到86.7%，到了66岁的话，可以拿到93%。民众除早退休的，也有想延迟退休的，原因包括财务压力，在做生意等，也许就是喜欢工作，比如说68岁退休，可以多拿8%的退休金，如果是69岁退休，可以多拿16%，70岁退休，可以多拿到24%，但是过了70岁以后就没有任何的增加了，所以建议，领取社安退休金不要超过70岁。
有些民众62岁提前退休后，在外边又找了一份轻松且喜欢的工作，象做Uber driver，合约工，或是自己做生意，如果到了67岁，任何多赚的钱都不会影响你的社会安全基金的。可是在67岁前，政府就有一个罚款规定，比如在2023年，如果62 岁至66 岁之间退休了又去工作的话，多余的收入超过本年$21,240的限制，每两块收入要交出一块钱罚款给政府，比如退休金每月是$1,000，一年是$12000，但是2023年工作赚了$31,240，比2023年所规定最低的$21,240多了$10000，这$10000要还给政府是$5000，所以整个一年的Social Security就要扣掉$5000的罚款，只能拿到$7000。如果到了退休年龄，还差几个月的话，政府就稍微宽松一点，用$56,520来算，而且如果超过这个数字的话，赚的钱每三块拿出一块钱交政府，一直到你满67岁，如果没有到67岁这个年龄，只要有工作收入包括Paid Vacation或者是各种佣金通通都算到收入。当然有些例外，比如说原工作单位的退休金、正常银行的利息、投资出租房所赚，或者在政府工作福利包括退伍军人福利或在政府工作的任何津贴，都不会算入工作收入的。
(根据保险经纪的邮件整理)
I like the price and my boyfriend loves the comfort and style.
- Liberia
I wear these shoes almost exclusively. They always work and wear well.
- Singapore
This is my second Monarch pair. Very comfortable shoes. Ordering another pair soon.
- Liberia
Nike runs about a 1/2 size small. I wear a 10.5 normally and wear an 11 in Nike. Good shoes.
- Singapore
Comfortable, good sole and inner sole. Have worn this make for several years -- hope they keep making them.
- Singapore
I'm a truck driver climbing up and down and inside trailers shoes perform well no falling apart yet so I'd buy them again
- Liberia
Always a favorite work shoe. Excellent arch support. Could have gone a half size larger from what the foot size gadget at the shoe store read.
- Switzerland
I have a wide foot and they fit well. I use it for working out, yard work and errands. I would not run in this shoe but on a stair master or bike no problem.
- Liberia
Been wearing for 3 weeks and I am very happy with them.Have been wearing $130 shoes up to this to get good Arch support but these give almost as good at less than half the price, would buy again.
- Switzerland
As someone with an extra wide foot, my options are somewhat limited when it comes to shoes. These have been consistently good in terms of fit and durability, and they typically last about 500-550 miles before I need to replace them.
- Switzerland
2024-01-12 08:58:30--
It's quite good. It fits my new earphone very well. The exact size of the hole is just right. I personally feel very satisfied with it as a whole.
2024-01-12 08:57:09--
Item as described, excellent match. Only problem is there is an echo on the receiver end during phone conversation. Maybe difficult to use for telephone conversation.
2024-01-12 08:56:25--
The earphones are pretty good, cost-effective, simple and elegant in appearance. Half in ear earphones are more comfortable to wear. On the whole, the earphones are pretty good.
2024-01-12 08:49:21--
the green is off and the pik Pak spikes should be more closer on the toe box
2024-01-12 08:49:07--
Product arrived in less than 15 days. Received compliments on their appearance everywhere I stepped.
Didn't come with the socks.
2024-01-04 19:04:35--
I am so happy with the 350V2 these are so good quality! Very good communication with seller
2024-01-04 19:03:39--
Perfect. Beautiful. Amazing. Exactly what I ordered receiving the boots. Looks IDENTICAL to the real Gucci Boots. Snake on the bottom and fits my feet like a glove. they are perfect!
2024-01-04 19:02:42--
Perfect!!!!!!! Seller is on my favorites list. Thank you so much.
2024-01-04 19:01:54--
Very good quality but pay attention to the flooching on the side it is easily removed
2024-01-04 19:00:56--
Really beautiful and comfortable shoes. Identical to the originals!
2024-01-04 18:59:43--
Conforme à la description et aux photos.
2024-01-04 18:55:27--
Nice shoes but please size up
2024-01-04 18:55:21--
Very nice shoe. Runs big so I would recommend sizing down.
2024-01-04 18:51:04--
Great products!
2024-01-04 18:48:19--
I finally received it and did not live up to my wait.
2024-01-04 18:48:17--
Took a few weeks. No box but great quality
2024-01-04 18:48:06--
should have got one size bigger all around great shoe
2024-01-04 18:41:19--
They were alright for 30 dollars, shipping took about 2 weeks the coloring just off from the real ones but they alright fakes 😂😂😂
2024-01-04 18:41:15--
very very nice quality! they fit very well and look basically identical to the real pair! there is a little bit of material on the holes that you might need to pick off when you get them but other than that this rep is 10/10!. would definetly reccomend buying. Also, I am not a bot cuh.
2024-01-04 18:41:02--
A Quality.
2024-01-04 18:40:49--
feel nice.
2024-01-04 18:39:56--
Very good quality
2024-01-04 18:37:23--
speedy delivery excellent quality
2024-01-04 18:33:42--
amp;quot;omg these are identical!!! shipping was fast and they look and feel amazing! i will be ordering more from this seller! nothing was damaged. thank you so much! i love them amp;quot;
2024-01-04 18:33:25--
I would give these a 9/10. BARELY any visible glue, 1 loose stitching found, shape on point, heeltab is squared, backtab is good!! The only bad thing I would say about these are that they include with box in the title, so you would assume that the seller would automatically send them. However, you MUST note it for them to let them know that you need the box, so make sure you do not make that mistake like I did. Other than that, these are super good!
2024-01-04 18:32:54--
Great buy. it took about 4-5weeks to reach me after making payment, but it was worth the wait. Quality shoes for discounted prices! Adidas NMD with boost foam. I'm definitely looking to make more purchases soon 😎🙌🏾🙏🏾
2024-01-04 18:32:46--
Do not buy here this product is of poor quality I do not recommend it I have already reported it and they tell me that they will give it to me again and that is not the case even for months of writing and they are just deceived
2024-01-04 18:32:30--
The nose bridge is a little bent but you can fix it by squeezing it, otherwise they are exactly as described. Seller was extremely nice and helpful when asked about shipping. Overall I love the product and will definitely look into getting another pair.
2024-01-04 18:32:23--
overall satisfied with the product. It took almost three months to arrive.
2024-01-04 09:20:40--
The package is very good and exquisite, and the delivery is fast. It is necessary for driving. It keeps out the strong sunlight, and it is comfortable to wear and the effect is satisfactory. Trustworthy and recommended
2024-01-04 09:20:37--
It's a cool sunglasses. The quality is very good. It's the kind of polarized sunglasses. It's very good to wear when driving. The wearing effect is also very handsome! Very versatile! The glasses box fits in the bag, very satisfied!
2024-01-04 09:20:13--
Item is really nice. Only reason it’s not 5 stars is because it didn’t come with the red packaging box, just the red case. It has the logos. It came with the pair of glasses, red case, dust bag, and shade wipe. Nothing was damaged. The glasses also had all the wrapping and plastic to protect from chips and scratches during delivery as well. I ordered them June 28 and got them July 12.
2024-01-04 09:13:54--
Looks good, size runs big.
2024-01-04 09:13:45--
Larger size dupe (42) was not what I expected. Laces are way off from the original style! I ordered two pair and the second shoe (40) was perfect. Correct everything look just like the real version itself!
2024-01-04 09:06:56--
nice bracelet
2024-01-04 09:06:55--
packaged well decent quality
2024-01-04 09:05:55--
Bracelet is a little light weight but beautiful
2024-01-04 09:04:31--
The shipping was really fast and i was pleasantly surprised by the quality! i have not taken it off yet
2024-01-04 09:03:47--
Excellent shoes! So happy with them. Going to order another colour next!
2024-01-04 09:03:02--
I am very satisfied with the shoes, the size is also very suitable, it is very comfortable to wear, and the workmanship is very exquisite
2024-01-04 09:00:14--
Easy to use, quick connection to mobile phone, good sound quality.
2024-01-04 08:57:26--
Bluetooth headset is easy to use, beautiful in appearance, good in sound quality, easy to use, and good at listening to music and playing games.
2024-01-04 00:05:03--
Poor quality.
2024-01-04 00:04:54--
Feels extremely cheap... I guess I got what I paid for, but I was expecting better. It feels like cardboard. I give it two stars for the effort.
2024-01-03 23:57:48--
Very nice bag!!! L❤ VE it!!
2024-01-03 23:57:04--
Beautiful bag, excellent quality.
2024-01-03 23:56:44--
great bag identical to original one.
2024-01-03 23:56:25--
Best seller and products! Super fast.
2024-01-03 23:54:12--
I'm very happy and satisfied with my order. arrived sooner than expected. A plus +
2024-01-03 23:53:25--
Happy with my purchase. The strap is my favorite part, zippers are fine, things are nicely positioned.
2024-01-03 23:51:31--
The wife is very happy with this bag. Ordered 31 July (seems along time for order to be processed) was shipped on the 10th August,and arrived 27th August to the UK. Attached pictures quality is very good. Only time will tell on how good it actually is.
2024-01-03 23:50:49--
Absolutely love the item great seller and will definitely buy again 😁
2024-01-03 23:50:37--
Received my bag and I LOVE it. Will be ordering a second one! If your thinking about buying it go ahead!!!!!! ❤️
2024-01-03 23:50:31--
Love love this bag. Looks amazing and feels great. The only thing is that it did have a weird smell. But i am sure it will go away.
2024-01-03 23:48:03--
I only three weeks and it really is cute.
2024-01-03 23:47:49--
Real Review: This bag is amazing
2024-01-03 23:46:13--
Wow, wow, wow! This bag is great. It is also very heavy and feels luxurious. Everything is great for me, I like it. The logo is centered, my eyes are not making any mistakes, it doesn't have that unpleasant odor, and the leather feels very comfortable. All the hardware, including the buckle and zipper, is perfect from top to bottom, which is a great DH discovery. International logistics is also very fast, which is crazy. So I gave it to myself as a graduation gift.
2024-01-03 23:28:14--
I have had this bracelet for a few months now, and wanted to test itamp;apos;s durability before posting a review. With the price I was worried about rust/tarnish/scratches. I have not taken it off since getting it amp;#40;including showeringamp;#41; and am happy to say this bracelet has held up perfectly! I love it! the packaging was okay but i would not say it looked authentic but that doesnamp;apos;t matter to me. the bracelet was perfect and can pass for the real thing :amp;#41;
2024-01-03 20:13:21--
Great quality and shipping time
2024-01-01 00:50:06--
Im such a critic when it comes to these things and I kid you not this bracelet is perfect, shipping was fast as well, Iamp;apos;ve been searching for 2 months I this was the best decision Iamp;apos;ve made and price is unheard of for this quality!!
Displaying 1 to 60 (of 820 reviews)
